A Cash Flow Plan is NOT a budget. It is a plan that helps you manage day to day cash flow. It is a plan that takes into account your financial obligations. A cash flow plan will also provide you with guidance on future costs like purchasing a vehicle, handling emergencies or planning for major expenses such as home renovations. A Cash Flow Plan helps you get more life from the money you already have.
The Money Finder provides the training for and grants the Certified Cash Flow Specialist designation.The methods and concepts the Money Finder teaches are not only proven, but they are designed to be compatible with human psychology. A Certified Cash Flow Specialist doesn’t solely rely on math to figure out what you technically could do with your money but likely won’t stick to. Rather a Certified Cash Flow Specialist uses a combination of math and behaviour to help you with advice you can actually follow and can reasonably keep up for life.
Investia is a member of the iA Financial Group a life and health insurance company founded in 1892. iA Financial Group offers,either directly or through its subsidiaries a complete range of life and health insurance products, savings and retirement plans (RRSP, TFSA etc.), mutual and segregated funds, securities, auto and home insurance, mortgage and car loans and other financial products and services.
The fourth largest life and health insurance company in Canada, iA Financial Group contributes to the financial well being of over 4 million Canadians, employs over 5100 people and administers and manages over $115 Billion in assets.
Dave believes that what you do with your money is more important than how much of it you have. Financial Planning should be more about you and less about the numbers. Dave has made cash flow planning a core part of his financial planning service. Like most families Dave and his wife Sandy were making decent money but always seemed to be running short and their debt was going up, not down. As a Certified Financial Planner Dave felt he should know better and practice what he was preaching. If he wasn’t managing his cash flow well how could he be helping his clients? This is where the Money Finder and the Certified Cash Flow Specialist training helped Dave and his family manage their income and expenses so more was coming in than was going out. Dave can help you and your family too get more life from the money you already have.
Dave, his wife Sandy and sons Adam and Brian live in Brampton. When Dave is not helping people with their financial and cash flow planning you may find him running the park paths of Brampton, playing soccer or racing his car around road courses in Ontario. Dave helps keep both the Brampton Youth Choir and St. Paul’s United Church’s books in order and is a member of the Brampton Board of Trade finance committee.
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